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Inflation is something we are all well aware of, and the insurance industry is also experiencing an upswing in a market cycle when premiums increase and capacity (the supply of insurance available to meet demand) for most types of insurance decreases. That means insurance can be more expensive and harder to obtain across the board.

The good news is that there are things you can do to help contain these costs!

The first thing to look at are the deductibles on your Home and Auto policies. If you are able to handle a little higher out of pocket expenses in the event of a claim, increasing the deductibles can be a good way to save premium dollars.

You may also want to review your payment plan. Many companies now provide discounts for paying in full as well as reduced installment fees for having premiums taken out of your account automatically.

Making sure that your vehicle is rated properly for the way you use it is also important, and taking a look at your coverage only takes a few minutes. Small changes can add up over time.

Karschner’s Insurance has friendly, knowledgeable staff that are happy to help you get the biggest bang for your buck! Give them a call today at 570 724 4852.

Wellsboro Office: 570-724-4852
Elkland: 814-258-7183
Coudersport: 814-274-7281
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