The Home Page Network

WELLSBORO, PA – At C&N, we value every employee we work alongside and every client and community we serve. So, as news about the novel coronavirus (COVID-19) continues to dominate the Internet and airwaves, our commitment to the health and safety of our customers, teammates and communities has led us to take further proactive precaution.

LIMITED BRANCH SERVICE

Effective Monday, March 16, C&N will be limiting branch services to drive-up only until further notice. Here’s what customers need to know:

• Drive-up service will operate with regular banking hours.
• Walk-in/Lobby service will be restricted to appointment-only.
• Walk-in/Lobby service will remain available as normal in those locations without a drive-up.
• For circumstances requiring branch access (i.e. loan inquiry or closing, wealth or tax consultation, safe deposit box or other special circumstances), you are encouraged to call your C&N relationship manager at their direct line or our Client Care Center at 877.838.2517 to schedule an appointment.

C&N customers are encouraged to take advantage our convenient, self-banking solutions:

• With online banking and C&N’s mobile app, you can do almost anything you can do in a bank branch from the comfort of your home.
• ATMs are widely available. For a full listing, visit the locations page on cnbankpa.com.
• Our knowledgeable Client Care Center experts are happy to answer your questions and complete many types of transactions over the phone. Simply call toll-free 877.838.2517.
• Utilize our online chat option by visiting cnbankpa.com.
• You can open a new account by visiting cnbankpa.com.

We will continue to closely monitor new developments and guidance issued by regulatory agencies related to the COVID-19 pandemic and evaluate additional measures to support our clients and communities as needs arise. Stay up to date by visiting cnbankpa.com/COVID-19.

We apologize for any inconvenience this has caused and appreciate your patience and understanding as we take steps to ensure the safety of our clients, employees and community.

About C&N: Citizens & Northern Corporation is the parent company of Citizens & Northern Bank (C&N), a local, independent community bank providing complete financial, investment and insurance services through 27 full service offices throughout Bradford, Bucks, Cameron, Lycoming, McKean, Potter, Tioga and Sullivan counties in Pennsylvania and Steuben county in New York. C&N offers commercial, residential and consumer lending services through 3 loan production offices in Elmira, New York and Warminster and York in Pennsylvania. C&N can be found on the worldwide web at www.cnbankpa.com. The Company’s stock is listed on NASDAQ Capital Market Securities under the symbol CZNC.