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You probably know that you have to carry Auto insurance to comply with State law and Homeowners insurance to satisfy your bank, but what if you have a business?

One of the most common misconceptions is that if you have a Homeowners policy, you’re covered for issues that might arise related to operating your business. That can be a costly miscalculation.

General Liability coverage can help protect businesses against liability claims for bodily injury and property damage. Commercial Property coverage protects the equipment and property you use in your business, including computers, printers, furniture and much more. Homeowners policies have strict limitations for coverage of items used in business, even if the business is in the home. Certain types of businesses are eligible for coverage under your Homeowners, but only if the proper endorsement is attached to the policy. Business Auto, Workers Compensation, and Cyber coverage are also available to help protect your business and keep it up in running.

Not every type of business will need all of these coverages, but every business does need some sort of added protection that business-specific insurance provides.

Give Karschner’s a call today. Let our experienced and friendly staff help you navigate the ins and outs of business insurance! We can help find the best coverage at the best price for you!

Wellsboro Office: 570-724-4852
Elkland: 814-258-7183
Coudersport: 814-274-7281
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