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Does your Homeowners policy cover the havoc that winter can wreak on your home? Ice, snow and freezing pipes are all things to watch out for! Wm R Karschner & Sons can shop your coverage with our top rated companies to make sure you have the policy that suits your needs and your budget.

We are a full-service agency proving all lines of insurance. As the largest agency in Tioga and Potter counties, we have a proven track record of providing our clients with the best insurance at the most affordable price.

Joining our family of professional agents is Teri Carson, a well-known and respected professional in our community. With 35 years’ experience in personal and commercial lines insurance, Teri will assist you with her expert advice and competitive pricing with some of the finest companies in the country.

We treat our clients’ needs as if they were our own, and welcome you to contact any of our 4 offices in Wellsboro, Elkland, Galeton or Coudersport.