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You may have heard of Umbrella coverage and thought it was only for the wealthy. But this extremely affordable liability policy protects you against the truly unexpected – those unfortunate, often catastrophic, circumstances where your home or auto policy doesn’t fully financially cover the loss. Unfortunately, bad things can happen to anyone, and you don’t have to be rich to be sued. Contact Karschner’s for a quote today!

We are a full-service agency proving all lines of insurance. As the largest agency in Tioga and Potter counties, we have a proven track record of providing our clients with the best insurance at the most affordable price.

Joining our family of professional agents is Teri Carson, a well-known and respected professional in our community. With 35 years’ experience in personal and commercial lines insurance, Teri will assist you with her expert advice and competitive pricing with some of the finest companies in the country.

We treat our clients’ needs as if they were our own, and welcome you to contact any of our 4 offices in Wellsboro, Elkland, Galeton or Coudersport.